Imagine that you’re playing a game where the rules constantly change, and everybody is always confused about them  (including the rule makers).  Welcome to the 2018 mortgage industry!  Here are three ways some of the...

“Seller-paid points” are where you pay points to reduce the interest rate on the buyer’s mortgage.  One point = 1% of the loan amount paid upfront to the buyer’s mortgage lender at the closing, in...

Congratulations on paying cash for your home!  I just wanted to make you aware that the IRS gives you a 90-day window to put a mortgage on your property and gain the tax benefits associated...