Properties » Stone Harbor » 440 98th Street

440 98th Street, Stone Harbor, NJ 08247 – Single Family Home for Sale

440 98th Street, Stone Harbor, NJ 08247

$6,900,000
Active
4
Beds
3.5
Baths
3,173
Sq Ft
2000
Year Built
16
Days Listed

Property Description

Set on the bay in Stone Harbor, this gorgeous 4-bedroom, 3 and a half bath home offers a luxurious waterfront lifestyle with finishes and features that really stand out. Completely renovated by D.L. Miner, the home blends clean, soft coastal design with a layout built for entertaining and easy living. Outside, enjoy a newer single floating dock and a mahogany bayfront deck that is sheltered by two remotely operated awnings for shade on command. Inside, a stunning two-story foyer opens to the sun-drenched family room complete with a wet bar and floor- to-ceiling views of the bay. There are three bedrooms and two full baths on this level. Two of the bedrooms (one on suite) feature bay views and private decks. This level also offers a full-service laundry room, hardwood floors in the living space, and carpet in the bedrooms. The home features custom plantation shutters and remotely operated blinds. An attached one car garage provides plenty of room for a car or golf cart, as well as pool chairs, surf boards and storage. The living and dining rooms at the top of the stairs are both elegant and comfortable – perfect for entertaining or relaxing. There is a gorgeous fireplace and large screen television. A generous bayfront deck extends your living space outdoors and brings the beauty of the bay into the home. The adjoining large custom kitchen has quartz counters, a Thermador gas range and refrigerator, multi-level countertops and, of course, magnificent views of the bay. The second floor is anchored to the west by an expansive primary suite with walk in closets and a private deck overlooking the bay. A large primary bath features heated porcelain floors, double sinks, and walk-in shower. A lovely powder room off the living room is convenient for guests. This location is exceptional, a short walk to downtown Stone Harbor’s shops and restaurants, with beautiful bay views that make every summer evening at the shore special.

Property Details

MLS #260449
StatusACTIVE
Property TypeSingle Family
StyleUpside Down
Stories3.1
Total Rooms10
Bedrooms4
Full Baths3
Half Baths1
Living Area3,173 sqft
Year Built2000
Price / Sq Ft$2,175

Lot Information

Lot Dimensions77.4'x110'
Lot Size6001-10000 SqFt

Interior Features

InteriorTile Flooring
AppliancesRange, Self-Clean Oven, Microwave Oven, Refrigerator, Washer, Dryer, Dishwasher, Disposal, Stove Natural Gas
Other RoomsLiving Room, Dining Room, Kitchen, Recreation/Family, Laundry/Utility Room
BasementCrawl Space
Also IncludedFurniture, Window Treatments

Exterior Features

ExteriorVinyl
Outside FeaturesDeck, Dock, Bulkhead, Cable TV, Sidewalks, Outside Shower, Sprinkler System
LocationBay Front, Water View, Bulk Head
Parking/GarageGarage, 1 Car, Attached, See Remarks

Utilities

HeatingGas Natural, Forced Air
CoolingCentral Air Condition, Ceiling Fan
WaterPublic
SewerPublic
Hot WaterGas- Natural

Financial Information

Annual Taxes$22, 869 (2025)
Assessed Value$3,057,400

Location

AreaStone Harbor
CityStone Harbor
Township10-Stone Harbor
CountyCape May
StateNJ
Zip08247
Block217
Lot96

Listing Information

MLS #260449
ListedFeb 26, 2026
Days on Market16

Location Map

Contact Agent

S
Shore Points Realty

Quick Facts

Type: Single Family
Style: Upside Down
Built: 2000
Taxes: $22,869/yr
Parking: Garage,1 Car,Attached,See Remarks
Heat: Gas Natural,Forced Air
A/C: Central Air Condition,Ceiling Fan

Choose Shore Points Realty to be your buyer agent for this listing.

Listing is provided by COMPASS RE - Avalon Dune. The data relating to real estate for sale on this web page appears in part through the Cape May County MLS program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which we participate, and is provided by Cape May County MLS through a licensing agreement. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to change, withdrawal, or prior sale.

Listing information is deemed reliable but not guaranteed. All measurements are approximate.

Last updated: March 14, 2026 1:30 pm